{"id":17786,"date":"2022-10-04T16:56:03","date_gmt":"2022-10-04T14:56:03","guid":{"rendered":"https:\/\/hydrotec.es\/lasseguranca-de-la-llar-cobreix-un-problema-dhumitats\/"},"modified":"2023-04-28T10:34:25","modified_gmt":"2023-04-28T08:34:25","slug":"lasseguranca-de-la-llar-cobreix-un-problema-dhumitats","status":"publish","type":"post","link":"https:\/\/hydrotec.es\/ca\/sin-categorizar\/lasseguranca-de-la-llar-cobreix-un-problema-dhumitats\/","title":{"rendered":"L’asseguran\u00e7a de la llar cobreix un problema d’humitats ?"},"content":{"rendered":"

 <\/p>\n

La cobertura d’una asseguran\u00e7a de llar variar\u00e0 segons la modalitat que tinguem contractada, avui al <\/span>blog d’Hydrotec<\/span><\/a>, veurem en <\/span>quins casos la companyia asseguradora cobreix un problema d’humitats en el nostre habitatge.<\/b><\/p>\n

En el proc\u00e9s de construcci\u00f3 d’un edifici intervenen diferents agents, per\u00f2 si patim un mal en el nostre habitatge\u2026<\/span><\/p>\n

 <\/p>\n

Qui est\u00e0 obligat a reparar un mal en el nostre habitatge?<\/b><\/h2>\n

La <\/span>normativa vigent<\/span><\/a> estableix <\/span>uns terminis de responsabilitat i garantia<\/b> per a determinar qui ha de fer-se c\u00e0rrec de reparar un mal com l<\/span>‘aparici\u00f3 d’humitats en el nostre habitatge.<\/b><\/p>\n

Per l’esmentat anteriorment, el primer que far\u00e0 la nostra companyia d’assegurances ser\u00e0 <\/span>buscar quina causa la humitat a la nostra casa<\/b>. Si l’origen es deu a<\/span><\/p>\n

vicis constructius<\/span><\/a>, dificultat en l’execuci\u00f3 de l’obra o defectes en l’acabat, el m\u00e9s probable \u00e9s que hagi de pagar la reparaci\u00f3 el promotor o el constructor de l’obra.<\/span><\/p>\n

<\/h2>\n

Quan cobreix l’asseguran\u00e7a de la llar un problema d’humitats?<\/b><\/h2>\n

En alguns casos la responsabilitat ser\u00e0 de la comunitat de propietaris, d’algun ve\u00ed o nosaltres mateixos com a propietaris. En general, el segur nom\u00e9s es far\u00e0 responsable quan la causa de les humitats es <\/span>pugui atribuir al propietari de l’habitatge.<\/b><\/p>\n

Si l’origen de la humitat \u00e9s un problema amb un <\/span>sanitari<\/b>, un <\/span>desgu\u00e0s <\/b>o la <\/span>impermeabilitzaci\u00f3 d’una finestra, el propietari t\u00e9 l’obligaci\u00f3 de reparar-lo,<\/b> ja que no es tracta d’una deterioraci\u00f3 general de l’edifici.<\/span><\/p>\n

\u00c9s llavors quan <\/span>podem reclamar a la nostra asseguran\u00e7a.<\/b><\/p>\n

<\/h2>\n

Qu\u00e8 cobreix la p\u00f2lissa de la llar?<\/b><\/h2>\n

La cobertura varia segons el <\/span>tipus de p\u00f2lissa:<\/span><\/a><\/p>\n

En el cas de tenir una cobertura b\u00e0sica, haur\u00e0s d’afrontar el teu el cost d’acabar amb les humitats, \u00e9s a dir, haur\u00e0s de contractar <\/span>un equip d’experts professionals<\/span><\/a> que <\/span>detecti l’origen i li posi soluci\u00f3.<\/b> Quan hagis demostrat que no tens humitats, la companyia abonar\u00e0 la pintura de parets, canvi de paviment o cablejat el\u00e8ctric, \u00e9s a dir,<\/span> els danys est\u00e8tics.<\/b><\/p>\n

Si tens una cobertura espec\u00edfica la companyia cobrir\u00e0 els danys causats per humitats per condensaci\u00f3, siguin estructurals o del contingut de l’habitatge. No obstant aix\u00f2, <\/span>no es far\u00e0 c\u00e0rrec<\/b> d’aquells produ\u00efts per un <\/span>mal manteniment.<\/b><\/p>\n

 <\/p>\n

Com podem reclamar?<\/b><\/h2>\n

\u00c9s important <\/span>ser r\u00e0pids<\/b> i notificar el sinistre com m\u00e9s aviat millor, durant la <\/span>primera setmana des que ho hem percebut<\/b>. Podem fer-ho per escrit i incloure informaci\u00f3 amb detalls sobre els danys, \u00e9s aconsellable comptar amb un informe t\u00e8cnic perqu\u00e8 la companyia es faci c\u00e0rrec de la reparaci\u00f3.<\/span><\/p>\n

 <\/p>\n

En <\/span>Hydrotec<\/span><\/a> som especialistes en el tractament de les humitats. <\/span>Contacta amb nosaltres<\/span><\/a> i deixa que un dels nostres experts avalu\u00ef el teu cas i desf\u00e9s-te d’una vegada per sempre de la humitat i dels seus problemes associats.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

La cobertura d’una asseguran\u00e7a de llar variar\u00e0 segons la modalitat que tinguem contractada, avui en el blog de Hydrotec veurem en quins casos la companyia asseguradora cobreix un problema d’humitats en el nostre habitatge.<\/p>\n","protected":false},"author":1,"featured_media":19064,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[300,295,1,301],"tags":[240,215,216,218,38,241,242,243],"class_list":["post-17786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consells","category-humitats","category-sin-categorizar","category-tractaments","tag-asseguranca-de-la-llar","tag-capilaritat","tag-condensacio","tag-filtracio","tag-hydrotec","tag-polissa-de-la-llar","tag-problema-dhumitats","tag-reparacio-dhumitats"],"yoast_head":"\nL'asseguran\u00e7a de la llar cobreix un problema d'humitats? 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